Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden. The term 'audit' implies a read-only assessment, and the '$0.01 rate bound' discloses a meaningful cost boundary. However, it does not state whether the tool only reads data, whether the rate bound is enforced or informational, or what happens if limits are exceeded.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.