Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint=true, and the description reinforces this with 'read-only SQL SELECT' and adds specifics about rejected operations ('writes, DDL, and file/network table functions'). This expands beyond the annotation, clarifying constraints and expectations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.