Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and openWorldHint=true, so the safety profile is covered. The description adds value by disclosing that the tool returns key-construction information (position in the dot-delimited key) and that it is a prerequisite step, which is behavioral context beyond the annotations. It doesn't discuss rate limits or error cases, but for a read-only metadata fetch the annotations plus the description are sufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.