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fdic-banks-mcp-server

Get institution quarterly financials

fdic_get_institution_financials
Read-onlyIdempotent

Get one institution's quarterly Call Report financials by CERT — balance sheet, income, returns, credit quality, and capital ratios — most recent quarter first, with its name, status, and holding company. Unsuffixed income and return metrics are single-quarter figures; _ytd metrics accumulate from January 1. Dollar amounts are in thousands. Quarterly data lands about seven weeks after quarter end; history reaches back to 1984.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
certYesFDIC certificate number, from fdic_search_institutions.
metricsNoUp to 25 metric names (fdic_list_reference topic metrics). Omit for the default health set: assets, deposits, uninsured deposits, equity, net income, ROA, ROE, net interest margin, efficiency, noncurrent-loan and charge-off rates, loans to deposits, and capital ratios.
to_dateNoLatest quarter to include, in the same forms as from_date. Omit for the latest published quarter.
quartersNoMost recent quarters to return (1–200; 200 covers the whole history back to 1984). Within from_date/to_date it caps the count.
from_dateNoEarliest quarter to include: a quarter-end date (2025-03-31), the same without dashes (20250331), or a quarter label (2025Q1).

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
capNoThe quarters cap applied.
rowsNoQuarterly rows, most recent first.
errorNoPresent when the call failed. Absent on success.
shownNoQuarters returned.
noticeNoGuidance for an empty window, an inactive institution, or quarters left out by the cap.
truncatedNoTrue when more quarters were available than the quarters cap returned.
data_as_ofNoWhen FDIC last rebuilt the financials index (ISO timestamp).
institutionNoInstitution identity, status, holding company, and succession; fdic_search_institutions with certs returns the full record (charter class, regulator, county, dates, latest assets).
metric_definitionsNoField, unit, and basis of each metric in rows.
quarters_availableNoReported quarters in the requested window, before the quarters cap.

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