Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It clearly states the read-only nature through 'Check' and states the expected outputs: whether the date is a business day plus the previous and next business day. This is sufficient for a simple, non-destructive date utility.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.