Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive behavior, and the description reinforces this with 'Read-only, spends nothing.' It adds useful behavioral context beyond annotations by explaining that this is a preflight cost check and that credits depend on mode and density.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.