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Reconcile a bank onboarding attempt

reconcile_bank_onboarding

Owner/operator recovery for one uncertain Mercury onboarding attempt. Call only after Mercury directly confirms either the exact onboardingDataId and mercury.com signup link, or that no active application remains and a corrected retry is safe. Never infer or invent provider evidence. This action creates an auditable reconciliation record. Prerequisite: authenticated active company access plus every prerequisite stated above. Canonicality: invokes the shared backend action; trust the returned actual_tool_output and context_engineering instead of adding a state-recovery call. Idempotency: obey the tool-specific retry key or guarantee; if none is stated, inspect refreshed state before retrying. Confirmation boundary: obtain fresh, explicit user confirmation before calling.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Schema Changelog

Changes observed during successful MCP inspections.

  1. Added
  2. Removed
  3. Changed1 schema field changed
    • changedInput schema / oneOf
      Previous value: -[
-  {
-    "additionalProperties": false,
-    "properties": {
-      "_corply_context": {
-        "additionalProperties": false,
-        "dependentRequired": {
-          "receipt": [
-            "id"
-          ]
-        },
-        "description": "Echo context_engineering.context_session from the prior Corply result.",
-        "properties": {
-          "id": {
-            "maxLength": 200,
-            "minLength": 16,
-            "type": "string"
-          },
-          "receipt": {
-            "maxLength": 2048,
-            "minLength": 16,
-            "type": "string"
-          }
-        },
-        "type": "object"
-      },
-      "applicationId": {
-        "format": "uuid",
-        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
-        "type": "string"
-      },
-      "companyId": {
-        "format": "uuid",
-        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
-        "type": "string"
-      },
-      "handoffUrl": {
-        "format": "uri",
-        "type": "string"
-      },
-      "providerApplicationId": {
-        "maxLength": 256,
-        "minLength": 1,
-        "type": "string"
-      },
-      "reconciliationNote": {
-        "maxLength": 1000,
-        "minLength": 3,
-        "type": "string"
-      },
-      "resolution": {
-        "const": "handoff_ready",
-        "type": "string"
-      }
-    },
-    "required": [
-      "companyId",
-      "applicationId",
-      "resolution",
-      "providerApplicationId",
-      "handoffUrl",
-      "reconciliationNote"
-    ],
-    "type": "object"
-  },
-  {
-    "additionalProperties": false,
-    "properties": {
-      "_corply_context": {
-        "additionalProperties": false,
-        "dependentRequired": {
-          "receipt": [
-            "id"
-          ]
-        },
-        "description": "Echo context_engineering.context_session from the prior Corply result.",
-        "properties": {
-          "id": {
-            "maxLength": 200,
-            "minLength": 16,
-            "type": "string"
-          },
-          "receipt": {
-            "maxLength": 2048,
-            "minLength": 16,
-            "type": "string"
-          }
-        },
-        "type": "object"
-      },
-      "applicationId": {
-        "format": "uuid",
-        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
-        "type": "string"
-      },
-      "companyId": {
-        "format": "uuid",
-        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
-        "type": "string"
-      },
-      "reconciliationNote": {
-        "maxLength": 1000,
-        "minLength": 3,
-        "type": "string"
-      },
-      "resolution": {
-        "const": "provider_confirmed_retry_safe",
-        "type": "string"
-      }
-    },
-    "required": [
-      "companyId",
-      "applicationId",
-      "resolution",
-      "reconciliationNote"
-    ],
-    "type": "object"
-  }
-]New value: +[
+  {
+    "additionalProperties": false,
+    "properties": {
+      "_corply_context": {
+        "additionalProperties": false,
+        "dependentRequired": {
+          "receipt": [
+            "id"
+          ]
+        },
+        "properties": {
+          "id": {
+            "maxLength": 200,
+            "minLength": 16,
+            "type": "string"
+          },
+          "receipt": {
+            "maxLength": 2048,
+            "minLength": 16,
+            "type": "string"
+          }
+        },
+        "type": "object"
+      },
+      "applicationId": {
+        "format": "uuid",
+        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
+        "type": "string"
+      },
+      "companyId": {
+        "format": "uuid",
+        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
+        "type": "string"
+      },
+      "handoffUrl": {
+        "format": "uri",
+        "type": "string"
+      },
+      "providerApplicationId": {
+        "maxLength": 256,
+        "minLength": 1,
+        "type": "string"
+      },
+      "reconciliationNote": {
+        "maxLength": 1000,
+        "minLength": 3,
+        "type": "string"
+      },
+      "resolution": {
+        "const": "handoff_ready",
+        "type": "string"
+      }
+    },
+    "required": [
+      "companyId",
+      "applicationId",
+      "resolution",
+      "providerApplicationId",
+      "handoffUrl",
+      "reconciliationNote"
+    ],
+    "type": "object"
+  },
+  {
+    "additionalProperties": false,
+    "properties": {
+      "_corply_context": {
+        "additionalProperties": false,
+        "dependentRequired": {
+          "receipt": [
+            "id"
+          ]
+        },
+        "properties": {
+          "id": {
+            "maxLength": 200,
+            "minLength": 16,
+            "type": "string"
+          },
+          "receipt": {
+            "maxLength": 2048,
+            "minLength": 16,
+            "type": "string"
+          }
+        },
+        "type": "object"
+      },
+      "applicationId": {
+        "format": "uuid",
+        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
+        "type": "string"
+      },
+      "companyId": {
+        "format": "uuid",
+        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
+        "type": "string"
+      },
+      "reconciliationNote": {
+        "maxLength": 1000,
+        "minLength": 3,
+        "type": "string"
+      },
+      "resolution": {
+        "const": "provider_confirmed_retry_safe",
+        "type": "string"
+      }
+    },
+    "required": [
+      "companyId",
+      "applicationId",
+      "resolution",
+      "reconciliationNote"
+    ],
+    "type": "object"
+  }
+]
  4. Added

TDQS

A4.6/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=false / destructiveHint=false, and the description adds that it 'creates an auditable reconciliation record', the auth prerequisite, canonicality guidance (trust returned actual_tool_output rather than adding a state-recovery call), and idempotency/retry rules — rich context beyond the annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Front-loads the core purpose and the preconditions, and each sentence carries a distinct constraint. Slightly dense and includes somewhat boilerplate idempotency/canonicality phrasing, but no real waste.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

No output schema, and the description compensates by naming the return artifacts (actual_tool_output, context_engineering) and covering prerequisites, evidence requirements, idempotency, and confirmation boundaries — everything needed to call this safely.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is effectively 100%, so the oneOf branches already document resolution values and required fields. The description references provider evidence and the signup link but does not add format or branch-selection details beyond what the schema constrains.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific recovery action ('Owner/operator recovery for one uncertain Mercury onboarding attempt') with the exact resource and provider named. An agent can distinguish it from siblings like get_bank_onboarding_status (read) and start_bank_onboarding (initiation).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Gives explicit triggering conditions ('Call only after Mercury directly confirms either the exact onboardingDataId and mercury.com signup link, or that no active application remains'), plus a hard exclusion ('Never infer or invent provider evidence') and a confirmation-boundary rule requiring explicit user consent.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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