Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It does disclose real behavioral context: the tool is paid ($0.05 USDC on Base via x402), which is essential before calling it, and that output is a diff against the last snapshot. However it omits auth requirements, whether payment is per-call, and what happens if no prior snapshot exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.