Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (which already declare non-read-only, idempotent, non-destructive, open-world), the description discloses the two distinct outcome paths: a payment link where the case only becomes active after payment, versus an access-code path yielding an active case. That is real behavioral context an agent cannot infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.