Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, openWorldHint=false, so safety is covered. The description adds genuinely useful behavioral context beyond that: 'Costs no credits' and the fact that results are ready to hand to create_character plus a first scene. It does not describe volume/rate behavior, but that is minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.