Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint=true and destructiveHint=false, so safety is covered. The description adds genuinely useful non-obvious behavior: "Binary contents are unavailable through MCP," telling the agent it only gets metadata, not files. Pagination/return-volume behavior is still undocumented, keeping it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.