Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, so the bar is lower, yet the description still adds real value: the deletion is permanent and cascades to associated files, and confirmation is required. It stops short of saying whether the action is recoverable or what auth/permission level is needed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.