Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description adds genuine value beyond that: it discloses no authentication is required and that account data is neither read nor saved, which the annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.