Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld, and non-destructive behavior. The description adds the non-obvious paywall behavior: 'Returns HTTP 402 until the MCP client supplies a valid payment for this call.' This is meaningful context beyond the annotations, though the payment mechanics are not detailed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.