MyOTP.App

Create a MyOTP agent account

create_account

Create a MyOTP.App agent account and return its one-time API key. No API key is required for this tool. The new account starts with zero balance; USDC top-ups work immediately, while card top-ups unlock after a human confirms the email address.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "email": "<email>"
    },
    "name": "create_account"
  }
}

Input Schema

Name	Required	Description	Default
`name`	No	Optional account, company, or product name (maximum 64 characters).
`email`	Yes	Email address for the new MyOTP.App account.

Output Schema

Name	Required	Description
`docs`	No
`email`	Yes
`topup`	No	Where to buy credits.
`status`	Yes	Account status, 'active' when the key can be used.
`api_key`	Yes	The API key. Shown once, in this response only. Send it as the X-API-Key header.
`balance`	Yes	Credits on the balance. Zero at registration.
`plan_id`	Yes
`account_id`	Yes	Account identifier, 'a' followed by 12 hex characters.
`api_key_note`	No
`email_verified`	Yes	True once the human has confirmed the emailed link. Unlocks card top-ups.
`verification_email_sent`	No	Whether the confirmation email was queued.

Schema Changelog

Changes observed during successful MCP inspections.

First observedSep 6, 2026

TDQS

A4.5/5.0

Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description goes well beyond annotations by revealing the one-time API key return, the zero initial balance, and the timing difference between USDC and card top-ups. These details inform the agent about side effects and post-creation behavior that annotations do not specify.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences with no redundant wording. It front-loads the core purpose and then provides essential behavioral notes, making every sentence earn its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With an output schema available, the description need not explain return values. It covers the essential operational context: creating an account, API key requirement, starting balance, and top-up activation conditions. Nothing critical seems missing for an agent to invoke this tool correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema already documents both parameters. The description does not add parameter-specific meaning beyond the schema, which matches the baseline for high schema coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the specific action: create a MyOTP.App agent account and return its one-time API key. It distinguishes this tool from sibling tools by the verb 'create' and the resource 'account', which no other sibling covers.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It explicitly notes that no API key is required for this tool, which is a clear usage condition. The description also provides context about what to expect after creation (zero balance, top-up behavior). However, it does not explicitly mention alternatives or when not to use the tool, though the distinction is obvious from sibling names.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

All MyOTP.App tools Inspect

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