Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, non-destructive, and open-world behavior, so the bar is lower. The description still adds real value: it clarifies that nothing is created server-side, that the user completes the action in the app, and that target_price is only a draft in the market currency. It omits auth or rate-limit context, but openWorldHint covers the external nature.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.