Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, but the description adds genuinely useful behavior beyond them: free, keyless, nothing to sign, no charges have ever occurred, and the response enumerates why the lane is not live. That tells the agent to expect a negative/empty answer rather than a populated record, which annotations cannot convey. It stops short of describing the response shape or error behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.