Step 2 for a buyer: returns the live payment requirements for funding a packet — the onchain door's own x402 challenge (accepts[], exact amount, asset, chain, pay-to address) read from that door at this moment, and, when a card rail is mounted on this host, its hosted checkout URL. To chip in a slice instead of the whole remaining amount, pass the typed contributeUsd input and it is forwarded to the real door verbatim; omit it to pay everything the packet still needs (the canonical remaining amount, never a stale posted wage, and never an implicit premium). The door remains the authority on floors, ceilings and the exact challenge — this tool never calculates a charge itself. The exact amount is the wage still owed plus the Vealth service fee (10%), shown apart, while a door is open; while paying Vealth is closed the doors refuse and you pay the worker directly. You pay from YOUR own wallet or card; this server holds no funds and no keys, takes no payment, and marks nothing funded. A packet becomes funded only when a payment actually settles and is verified. Not ready to pay, or want to signal backing without money moving yet? prepare_backing is the FREE sibling door — a signed pledge, no payment required. Cost and signer: free to read; no payment is taken here while paying Vealth is closed, and when a door is open the buyer's own wallet or card pays and signs, and the house never holds a key.