Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, and the description still adds substantial context: free, keyless, no wallet or signature required, and that Vealth sends no email so this call is the only way the user learns of a status change. It also describes the state machine (pending has no packet; posted yields a workId that behaves like any other claimable packet), which is behavioral information unavailable from the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.