Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/idempotent/non-destructive, and the description still adds real value: the ordering rules ('qualified-human routes outrank routine work; blocked work outranks creating more work'), the explicit 'no clinical interpretation' boundary, and the cost/auth posture ('free and keyless, nothing to sign'). It does not say what happens with an empty items array or whether ties are broken deterministically, so it stops short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.