Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/closed-world, so safety is covered. The description adds genuinely new behavior: results are a curated set, each with a match percentage and price comparison, which tells the agent what kind of data to expect. It does not cover coverage limits (how many dupes, curation criteria), so it stops short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.