Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so the safety profile is covered. The description adds real value beyond that by naming two failure modes ('missing text/failed receipt errors') and clarifying that no prose is generated, but it leaves 'clock' and 'quality receipt' unexplained and says nothing about freshness or caching.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.