Historical diagnostic: US construction-PIT watchlist
evidence_usRead the US bank current-amended-vintage diagnostic: every FDIC-insured bank scored quarterly from free call-report data, replayed against all 552 receivership failures since 2008 — recall 72.8% at a 21.7-month median lead, AUC 0.854. Includes the marquee replays (SVB, Signature, First Republic, both 2026 catches), the fraud-driven miss kept in full view, and the seven named 2023-2026 misses, published the week they failed; the 2026 scoreboard reads 2 of 4 flagged a year early. Read the semantics before quoting: the flag is a budgeted watchlist (top decile per quarter), not an institution-level verdict, so report the budget beside the recall and the misses beside the hits.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| include_trajectories | No | also return per-quarter score series for the marquee replays (large payload); default false |