Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only say readOnly and openWorld; the description adds substantive context: cost of $0.002 USDC per successful call, x402 payment across Base/Solana/Arc, failed calls not charged, not-found returns search suggestions, and CC BY-SA attribution obligations. These are real operational facts an agent cannot derive from annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.