Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so the schema already documents text, overlap, and maxTokens with their bounds and defaults. The description restates the defaults and, usefully, explains that 'tokens' means characters divided by four, which clarifies what maxTokens actually counts. That is a modest addition over a fully documented schema, so baseline 3 fits.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.