Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover readOnlyHint and openWorldHint, yet the description adds substantial undisclosed behavior: per-call cost ($0.003 USDC), the x402 payment rails (Base, Solana, Arc), that failed calls are not charged, venue alternation in results, and the 50-row cap. This is exactly the value-added over structured fields the dimension rewards.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.