Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover only readOnlyHint and openWorldHint, so the description carries real additional weight: it discloses the pricing model ($0.002 USDC per successful call via x402 on Base, Solana or Arc), that failed calls are free, and that the operation is non-mutating ('does not change or block anything'). These are exactly the traits an agent needs before invoking a paid external classifier.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.