Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint and openWorldHint; the description adds substantial behavior beyond them: a 40-link check ceiling with the remainder 'skipped', robots.txt compliance, the full totals returned, and an explicit pricing/billing model ($0.003 USDC via x402, failed calls not charged). The billing and capping details are exactly the kind of context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.