Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint and openWorldHint, but the description adds real behavioral context the agent could not otherwise know: the 20-string batch cap, the sub-20-character failure mode with 'und' plus note, the 61-language coverage, the x402 pricing model and payment chains, and the fact that failed calls are not charged.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.