Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover readOnlyHint and openWorldHint, but the description adds substantial context beyond them: each field is truncated to 1,000 characters, the source is openFDA, and there is a per-call cost of $0.002 USDC via x402 with failed calls uncharged. The truncation and pricing disclosures are exactly the behavioral traits an agent needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.