Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint and openWorldHint, but the description adds substantial behavioral context: the exact billing model ($0.003 USDC per successful call, failed calls not charged), the payment rails (x402 on Base/Solana/Arc), decoded revert handling (Error(string), Panic(uint256)), and the state-override limitation of public RPCs. This is far beyond what the annotations convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.