Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover readOnlyHint and openWorldHint, so the description carries real extra weight: it discloses the data provider (DefiLlama), the billing model ($0.002 USDC per successful call via x402 on Base/Solana/Arc), and critically that failed calls are not charged. That charge/failure semantics is exactly the kind of behavior an agent needs before calling and is not derivable from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.