Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover only readOnly and openWorld, so the description carries the important extras itself: a per-call cost of $0.002 USDC, the x402 payment rails (Base, Solana, Arc), and the crucial detail that failed calls are not charged. That cost-and-failure policy is genuinely decision-relevant for an agent, though rate limits or data freshness/lag are not mentioned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.