Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark readOnlyHint and openWorldHint, but the description adds material behavior: RDAP bootstrap behavior, redaction of registrant contact data, x402 pricing, accepted payment chains, and that failed calls are not charged. These details go well beyond structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.