Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety is covered; the description adds real value beyond that by disclosing the hit payload ('date added and the malware reason'), the coverage limitation, and pricing/billing semantics ($0.002 USDC per successful call via x402 across Base, Solana or Arc, with failed calls uncharged). That payment and coverage detail is not derivable from any structured field. It stops short of describing miss behavior or latency, keeping it at 4.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.