Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint and openWorldHint, but the description adds genuinely non-derivable traits: missing files are reported as absent rather than errors, the pricing model ($0.002 USDC via x402 across Base/Solana/Arc), and the guarantee that failed calls are not charged. This is exactly the context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.