Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With readOnlyHint already covering the safety profile, the description adds substantial context: alg none/HS/jku/x5u flagging behavior, the no-verification limitation, and a full pricing/charging model (failed calls not charged). This is rich disclosure beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.