Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that this is a read-only, open-world check. The description adds useful behavioral detail beyond that: per-call USDC pricing, x402 payment networks, and the fact that failed calls are not charged. It still omits rate-limit or timeout behavior, so it is not fully complete.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.