Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only and open-world behavior, while the description adds meaningful context: FIRST public API source, returned probability/percentile/date, predictive semantics, $0.002 USDC cost per successful x402 call, and that failed calls are not charged. This is strong disclosure beyond what the annotations provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.