Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnly and openWorld; the description adds genuinely non-obvious behavior: cost ($0.002 USDC per successful call), payment rails (x402 on Base, Solana or Arc), and the credit that failed calls are not charged. It also discloses the non-recursive lookup behavior, which affects how an agent should interpret an empty response.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.