Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnly and openWorld; the description adds genuinely useful context the annotations cannot: no API key needed, the hard top-30 cap on the public table, a $0.002 USDC x402 charge per successful call across Base/Solana/Arc, and that failed calls are free. It stops short of rate limits or freshness/update cadence, but this is well above the annotation baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.