Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint/openWorldHint annotations, it discloses no key is needed, the exact price ($0.002 USDC per successful call via x402, listing supported chains), and that failed calls are not charged. Cost and payment mechanics are behavioral facts the schema cannot express and are critical before invocation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.