Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint and openWorldHint annotations, it discloses the billing model ($0.002 in USDC per successful call via x402 on Base, Solana or Arc) and critically that failed calls are not charged, plus the data-source limitation. These are exactly the behavioral traits an agent needs before invoking a paid external call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.