Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnly and openWorld annotations, it discloses genuinely non-obvious behavior: multiple candidates may match the same pattern, each candidate reports whether its check digit passed, and check digits are only checked where the carrier publishes one. It also states the payment model (x402 at $0.002 USDC per successful call, failed calls free) — auth/pricing context the annotations do not carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.