Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so the baseline is 3, but the description adds value by spelling out all eleven accepted term values (EXW, FCA, CPT, CIP, DAP, DPU, DDP, FAS, FOB, CFR, CIF) that the schema only illustrates with 'e.g. FOB', and by clarifying that the mode field drives a sea-only fit check rather than a filter.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.