Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint and openWorldHint, so the safety profile is already covered, yet the description adds genuinely new behavior: the per-call price ($0.002 USDC), the payment rail (x402 on Base, Solana or Arc), and the fact that failed calls are not charged. The billing semantics are exactly the kind of thing an agent cannot infer from annotations and must know before calling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.