Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the readOnlyHint/openWorldHint annotations: it names the upstream source (FRED, World Bank), the currency (USD), the cadence (monthly), the history ceiling (24 months), and the billing model ($0.002 USDC per successful call via x402 on Base, Solana or Arc, failures not charged). The payment disclosure is exactly the kind of behavioral fact an agent must know before invoking.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.