Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, yet the description adds substantial context: pricing model ($0.002 USDC per successful call via x402 on Base/Solana/Arc), that failed calls are not charged, and the ~20-post cap. Pricing and failure-charging semantics are behavior an agent cannot get from the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.