Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the readOnlyHint/openWorldHint annotations: it enumerates the returned fields, calls out what is omitted (pay, description), discloses that text is employer-language/usually Japanese, and explains the x402 payment model including that failed calls are not charged. That is exactly the extra context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.