Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations by disclosing field coverage limits (no salary, location or description fields in the feed, therefore not returned) and the exact billing model: $0.002 USDC per successful call via x402 on Base/Solana/Arc, with failed calls not charged. That cost/failure semantics is behavior an agent cannot get from readOnlyHint/openWorldHint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.